REAL-TIME FRAUD DETECTION · KAZAKHSTAN

Every transaction,
verified.

Saq AI protects banks and businesses from financial fraud using machine learning that explains every decision in real time.

Transaction stream
LIVE
Kaspi Pay · Almaty
POS · 14:32:07 · Grocery store
₸ 4,800
2% risk
!
Online transfer · Dubai
Web · 02:17:44 · 6 txns/hr
₸ 380,000
94% risk
~
ATM · Kyzylorda
ATM · 23:55:21 · Unusual hour
₸ 150,000
41% risk
Halyk Bank · Astana
POS · 11:08:03 · Electronics
₸ 89,000
7% risk
99%
Detection accuracy on test dataset
<50ms
Average inference latency
284k
Transactions trained on
0.%
Tolerance for financial fraud

Three steps from transaction to verdict

STEP 01

Ingest

Every transaction is captured in real time — amount, location, timestamp, velocity, device fingerprint. Raw data becomes structured signals.

REST API Pandas Feature store
STEP 02
🧠

Analyze

XGBoost model scores each transaction against 20+ engineered features — amount z-score, geo-anomaly, hourly velocity, and behavioral patterns.

XGBoost Isolation Forest Scikit-learn
STEP 03
🛡️

Explain

Every verdict comes with a SHAP explanation — which factors pushed the risk score up, so analysts understand and trust the decision.

SHAP Streamlit Dashboard
SHAP Risk Breakdown · txn_id: 0x9f2c
94%
HIGH FRAUD RISK — BLOCKED
Transactions/hour
+28%
Foreign location
+25%
Amount anomaly
+18%
Night transaction
+13%
Transaction type
+6%
Model confidence: 0.94 · Inference time: 23ms · Model: XGBoost v3.1

Not just a score.
An explanation.

Explainable AI

Every fraud verdict includes a SHAP breakdown. Your analysts see exactly which factors triggered the alert — building trust, not just alerts.

Built for Kazakhstan

Trained on local transaction patterns. Saq AI understands the difference between a normal Kaspi transfer and a genuine anomaly in the KZ market.

Real-time, every time

Sub-50ms inference means every transaction is scored before it completes. No batch processing. No delayed alerts. Just instant verdicts.

Zero black box

Open architecture. Your team can inspect, retrain, and extend the model. Saq AI is a platform, not a locked system.

Ready to protect your
transactions?

Join the early access program. We're working with banks and fintech companies across Kazakhstan.

Request early access → View documentation